How to Calculate Working Capital on the Balance Sheet

One of the main reasons serious investors look at a balance sheet is to discover a company's working capital (or "current position"). Working capital reveals more about the financial condition of a business than almost any other calculation because it tells you what would be left if a company took all of its short-term resources and used them to pay off its short-term liabilities. All else equal, the more working capital a firm has on hand, the less financial strain a company experiences.

By studying a company's current position, you can see if it has the resources necessary to expand internally or if it will need to turn to a bank or financial markets to raise additional funds.

Current Assets - Current Liabilities = Working Capital

One of the main advantages of looking at the working capital position is being able to foresee many potential financial difficulties that may arise. Even a business that has billions of dollars in fixed assets will quickly find itself in bankruptcy court if it can't pay its bills when they come due. Under the best circumstances, poor working capital leads to financial pressure on a company, increased borrowing, and late payments to creditors and vendors - all of which result in a lower corporate credit rating.

A lower credit rating means banks and the bond market demand higher interest rates, which can cost a corporation a lot of money over time as the cost of capital rises and less ​revenue makes it to the bottom line.

If you are low on working Capital Please call us for info on how we can help at 609-365-0001 or visit www.imndirect.net

2017 Guide to Finding the Best Small Business Loans for Your Business

When you need to grow your small business, it can be hard to come up with the capital you need on your own. Small business loans can be a great resource for growing businesses and start-ups that need a little extra cash to fund their next project.

Whether you’re trying to increase your inventory, purchase a new building, or hire a few more employees, you need to know how to get a small business loan.

There are plenty of varieties out there, especially when it comes to Small Business Administration loans. IMN DIRECT CAPITAL FUNDING wants you know what the best small business loans are and how to get them. No matter what your reason is for needing a business loan, we want to help you receive the small business start-up loans you need.

If you’re ready to take the first steps toward qualifying for the best small business loans, let’s get started. Your one phone call away from the best rates. Call us at 609-365-0001

ATTENTION: BANKERS, TAX PROFESSIONALS AND COMMERCIAL REAL ESTATE AGENTS.

$$$ MAKE $500-$5000 PER REFERRAL $$$

Send us your commercial business loan customers. We can approve 96% of all your referrals. We fund next day in certain situations and pay commission at funding WOW... yes you heard me right..... Iam talking about $500-$5000 in referral commissions PER DEAL..... PAID AT FUNDING TO YOU.

Bankers: Just send over name and number of your declined customer..... We will do the rest. All you have to do is cash the commission check.

Tax Professionals: Do you think your client needs a little more capital. Just let them know you have a company who can help them. Just send over name and number...... We will do the rest. All you have to do is cash the commission check.

Commercial Real Estate Agents: Have a customer who cant get funded for a commercial property. Just send over name and number...... We will do the rest. All you have to do is cash the commission check.

Iam talking about $500-$5000 PER DEAL in commissions. PAID AT FUNDING TO YOU !!

Just text us and we will set you up. Then just send us name and phone..... We do the rest !!!

Just call me or text me for details 856-279-8359 Mike

IMN Direct® Capital Funding

#makemoney #affiliateprogram #loanbroker

Imn Direct Capital Funding Receives 2016 Best of Wildwood Crest Award

Press Release

FOR IMMEDIATE RELEASE

Imn Direct Capital Funding Receives 2016 Best of Wildwood Crest Award

Wildwood Crest Award Program Honors the Achievement

WILDWOOD CREST December 8, 2016 -- Imn Direct Capital Funding has been selected for the 2016 Best of Wildwood Crest Award in the Banks & Credit Unions category by the Wildwood Crest Award Program.

Each year, the Wildwood Crest Award Program identifies companies that we believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and our community. These exceptional companies help make the Wildwood Crest area a great place to live, work and play.

Various sources of information were gathered and analyzed to choose the winners in each category. The 2016 Wildwood Crest Award Program focuses on quality, not quantity. Winners are determined based on the information gathered both internally by the Wildwood Crest Award Program and data provided by third parties

.

About Wildwood Crest Award Program

The Wildwood Crest Award Program is an annual awards program honoring the achievements and accomplishments of local businesses throughout the Wildwood Crest area. Recognition is given to those companies that have shown the ability to use their best practices and implemented programs to generate competitive advantages and long-term value.

The Wildwood Crest Award Program was established to recognize the best of local businesses in our community. Our organization works exclusively with local business owners, trade groups, professional associations and other business advertising and marketing groups. Our mission is to recognize the small business community's contributions to the U.S. economy.

WEBSITE: www.imndirect.net

SOURCE: Wildwood Crest Award Program

CONTACT:
Wildwood Crest Award Program
Email: PublicRelations@myawardcenter.org
URL: http://www.myawardcenter.org

###

Thinking of Applying for Business Capital or Business Loan in 2017. Think Again !!

More and more people are turning to alternative lending places for merchant cash advances and short term capital loans. Why ? Banks do not want to take a gamble in this economy. So we depend on these alternative lenders who get their funds from major banks such as Bank of America and Wells Fargo to fulfill the demand. But what happens if alternative funders go away. Yes your right, businesses go under. That's really bad !!

In 2017 things are going to be a little different, Alternative funding is getting harder to get approved. More paperwork, more headaches and so on.

One of the major players who started the alternative lending industry has stopped lending money. There money source was Wells Fargo Business Loans. They no more provide business loan capital to CAN Capital.

In an exclusive interview deBanked conducted with DeMeo last year, he said of CAN Capital at the time, “it’s a self-sustaining business. We’re not forced to approach the capital market to cover our burn rate. We’re cash-flow positive.”

But more recently, there’s a different tone. A spokesperson for CAN said that the company had “self-identified that some assets were not performing as expected and that there was a need for process improvements in collections.” The sudden decapitation of the company’s top officers seems a harsh consequence for this apparent underperformance, especially given that CAN has long been on the short-list as a potential IPO candidate. DeMeo himself had been with the company since 2010, having started originally as the CFO and rising to the CEO position in 2013.

While CAN Capital is a private company, they are notable in that they have originated more than $6 billion in funding to small businesses since 1998 and secured a $650 million credit facility led by Wells Fargo Business Loans just last year.

Although merchant cash advance might be your only alternative if your company is not bankable, in 2017 terms and restrictions will be much harder. My advice get your capital in 2016 and get it ASAP. Make all your payments on time so if your ever in a jam you can just pick up the phone and get funded in hours.

If you are one of them people who need capital give us a call today and let us discuss your options. We have a friendly staff and would love to assist you in your funding needs. Call us at 609-365-0001 IMN Direct Capital Funding.

Dont wait till its too late !!

 

IMN Direct® Capital Funding 

State Of New Jersey Reg # 2029569

office phone: 609-365-0001 | cell phone: 856-279-8359 

web: www.imndirect.net | email: admin@imndirect.net 

Download My Business Card | Follow Us - Linkedin

Three Tips For Entrepreneurs to Secure Startup Funding:

If you have the right blend of marketing knowledge, work ethic, and talent, it's possible to start a business with very little money. It is this blend that will enable you to secure startup funding, that will keep you going in the first few difficult months, and that will give you a loyal client base. Here are the first three things you need to do as you start your new business:

-- Identify the Right Market

You should preferably present your products and services to a fast-growing, youthful market. Collect as much information as you can to outline your prospective market, for example, the development time needed to get your product off the ground, and your competitors' strengths and limitations. A specialized market research company should be able to help you with this.
Marketing to the right audience is critical to your success. If your target market does not know about your product and how it works, how will they buy it? Marketing is usually divided into four categories:
Product -- what's to be sold
Price -- cost per unit
Promotion -- how will your target market know your product exists? How can you persuade them to purchase it?
Place -- where will your product be available?

-- Create a Business Plan

Before you even approach lenders to finance your startup, you need a business plan. Since it details precisely how much money you need, where it's going to go, and how long it will take you to earn it back, a business plan is a vital part of the funding puzzle. Even if you submit a short summary to your lender, you should have the complete business plan ready in case they ask for it.
Even if you're not going to the bank, you should still prepare a business plan. Be sure to understand -- and document -- what makes your business unique. Identify your niche -- for example, don't just put food services -- say exactly what type of food service you plan to get into (hot dog stand, wedding catering, or Mexican restaurant).
A good business plan can help you work out how much capital you need to launch your business, and how much income and profit it's expected to produce in the future. Take the time to work out your plan in numbers and words (or hire someone to do it for you) so that you can figure out for yourself where you want your business to go and how you're going to get there.

-- Secure Financing

Different businesses will have different needs, and there's no uniform "startup" fee for any business. Consider these expenses: supplies, licensing and permits, office space, equipment, operating equipment, associations, subscriptions, memberships, employees, contractors, and legal fees. Startup funding can come from angel investors, friends and family, crowdfunding, venture capitalists, bank loans, and government grants/loans.
Angel investors are the funding source of choice for people with startups too small to attract the attention of venture capitalists. As the recession mustered strength in 2008, these angels spent $19.2 billion on more than 55,000 enterprises, although that was down from $26 billion in the previous year. Venture capitalists, by contrast, made only 440 speculations on startups in 2008, putting most of their capital in the latter stages of a company's growth in deals that averaged $7.5 million.

If you opt to go the traditional route, we can help you to quickly view and compare your borrowing options. There you can select the loan types you're interested in, review the terms and rates of each product, and choose the ones you're interested in. Once you complete our online application, you will receive multiple offers from lenders as they compete for your business.

You should know that the odds of flourishing as a startup rise exponentially if you take the time to prepare. By identifying your market, creating a business plan, and securing financing, you will be well on your way to establishing yourself in your preferred niche. You’ll make your share of unique mistakes as a startup, but we hope these guidelines will get you started on the right track. Call us for a FREE Consultation 609-365-0001 or visit www.imndirect.net

DO YOU NEED TO KNOW HOW TO GET A BUSINESS LOAN ?

GET A BUSINESS LOAN TODAY

DO YOU NEED TO KNOW HOW TO GET A BUSINESS LOAN ?

WE CAN GET YOU $5K TO $1M - USE THE MONEY FOR EXPANSION, REHABILITATION OR JUST A CREDIT LINE - DECISION IN HOURS / FUNDING NEXT DAY

BAD CREDIT OK - MIN 3 MOS IN BUSINESS

WE HAVE WORKING CAPITAL FOR ALL TYPES OF INDUSTRIES

CALL IMN DIRECT CAPITAL AT 609-365-0001 OR GO TO WWW.IMNDIRECT.NET

#BUSINESSLOAN #WORKINGCAPITAL #IMNDIRECT